Bay Area Credit Service has over four decades of experience in the contact center space that stretches from customer service to first and third party debt collections across a variety of verticals: public sector, financial, healthcare, insurance, manufacturing, telecommunication, utility, retail, publishing, and legal (consumer and commercial). Because of this experience and our knowledge of the science of collections coupled with the art of communication, We have established a reputation as a leader in end-to-end transaction management. We also offer highly effective electronic collection, skip tracking and letter services.