Contact Us
Enter your Reference Number or Phone Number to confirm details securely.
Contact Us
Corporate Headquarters
Bay Area Credit Service
1250 W 14 Mile Rd
Troy, MI 48083
Payment and Mailing Address
Bay Area Credit Service
4868 GA Hwy 85
Suite 202B
Forest Park, GA 30297
Phone Hours
Mon - Fri : 8AM - 7:30PM ET
Office Hours
Mon - Fri : 8AM - 5PM ET
Customer Service Assistance
To request Debt Validation, notify us of a Dispute or provide Attorney information please click here to submit your details.
Contact us - 1-800-697-1234 and 1-800-895-3116 or email consumerresponse@bayareacredit.com
If you wish to OPT out of digital communications, please call back or send an email to disputes@bayareacredit.com
Please include your BACS account number in your email.
For Business Opportunities
It just got easier to manage your financial operations and improve your bottom line. Bay Area Credit Service helps you identify and correct financial recovery issues. We are committed to collecting balances due and helping you retain customers.
Contact us to learn more about our comprehensive portfolio services that help streamline your receivables management and financial recovery. For more information on how Bay Area Credit Service can help you with financial recovery, call 855-469-0432 or email us at sales@bayareacredit.com
California State License Information
California DFPI License: 11654-99
Nevada State License Information
| License Number | License Name | Status | Status Date | Original License Date | Current Renewal Status | Renewed Through Year |
|---|---|---|---|---|---|---|
| CM10686 | Nevada - FID Collection Agency Compliance Manager Certificate | Approved | 1/12/2023 | 1/10/2008 | Approved | 2024 |
| CAD11829 | Nevada Collection Agency License | Approved | 12/08/2023 | 1/12/2023 | Approved | 2024 |
| 948568 | NFID Compliance Manager’s NMLS Number | NA | NA | NA | NA | NA |